Home Mortgage Loans

Buying a home will be, for most people, the biggest financial investment of one's life. Being that 99% of us cannot afford to buy a home outright, we will need to take out a home mortgage loan from a bank or other financial lending institution. There are many mortgage options out there and an inexperienced … Read more

Getting Unsecured Personal Loans With Bad Credit Can Restore Your Credit Status

It might seem unlikely, but even bad credit borrowers can use borrowing to improve their financial situation. It is simply a matter of finding a loan deal that is affordable and practical. Admittedly, when seeking unsecured personal loans with bad credit, the task is more difficult – but not impossible. It is often forgotten that … Read more

Gas Stinks – Why Homes Of The Future Will Be All Electric

Natural Gas is an affordable way to get your BTU's and it is a "relatively" clean burning fuel. That's why so many people use it for heating, cooking, water heating and clothes drying. For all it's benefits, I don't think that gas is going to be the next big thing. Even though we are fracking … Read more

The Critical Illness Insurance Market

In my previous article: Five Steps to Critical Illness Sales Success the first step was to identify your target market. With your target identified you can begin to list the various objectives that can be achieved with the use of a critical illness insurance policy. Some potential markets are: Self employed individuals The family market … Read more

My Master's Degree – How Should I Talk And Write About It?

There are many circumstances in which foreign student have to talk about their intentions to study for advanced degrees. Statements of purpose written to accompany applications for university admission are the most obvious case, but the same situation comes up in interviews with recruiters, IELTS Speaking Tasks, and verbal interactions of all kinds with the … Read more

What Are the Pros and Cons of a Wrap-Around Mortgage?

In a down economy, when obtaining home financing is extremely difficult, getting seller financing is often times a great way to help each party involved with both sides of the transaction. One type of seller-assisted-financing is the Wrap-Around mortgage. In a wrap-around mortgage, the seller will have equity in their home at the time of … Read more

Gas or Electric Rotisserie: Which One of These Will Give You Healthy Food and $ Savings?

It is an unwritten rule that a gas-powered rotisserie is favored by many cooks for its convenience and flexibility while an electric rotisserie is generally chosen on a budget consideration. Which one should you choose? Before deciding whether you wish to invest in a gas or electric rotisserie, it is imperative that you compare the … Read more

Insurance Agents Name Choices – Insurance Specialist, Financial Planner, or Life Advisor?

Are you one of the plain insurance agents? Agents often prefer to upgrade their title as an insurance specialist or financial advisor on their business card. Names like life advisor reflect positive experience and knowledge. Which of these different terms distinguishes you from being just one of the insurance agents? Here are 101 top choices … Read more

Software Piracy

SOFTWARE PIRACY We regularly hear reports about the cost to the software industry of software piracy, but are the claims to be taken at face value? Statistics are notoriously biased towards what the author is trying to say. Types of Software: There are three basic types of software, although these do have their own subsections, … Read more

Causes Of Software Project Failure

Most software projects fail completely or partial failures because a small number of projects meet all their requirements. These requirements can be the cost, schedule, quality, or requirements objectives. According to many studies, failure rate of software projects is between 50% – 80%. This essay is a compilation of failure causes of software development projects; … Read more

IRR Transfer for Dependency or Hardship

Army Regulation 140-10, Army Reserve Assignments, Attachments, Details, and Transfers, covers IRR transfers. It details what a Soldier needs to do to request transfer from the Troop Program Unit (TPU) to the Individual Ready Reserve (IRR) because of dependency or hardship. This article is based on paragraph 4-13 of this regulation; voluntary reassignment for dependency … Read more