Clearly investors should look under the bonnet of their global funds to see how far across the world their money actually stretches. Closer inspection reveals some funds are so concentrated in America or the technology sector (or both) that the global label is somewhat of a misnomer. Investors, therefore, may not be aware of just … Read more
New DIY ethical investing portfolio seeks to do good AND make money for a 0.97% ongoing fee Investors have to buy and sell every fund, trust or ETF individually Investments are split into three categories – ‘avoids’, ‘considers’ and ’embraces’ The risk profile is relatively high – consistent with an asset allocation of 80-100% in … Read more
Got a handful of old shares it’s not worth the cost or hassle of selling? You could donate them to charity – here’s how ShareGift accepts donations of shares, typically worth just £15 Holders are willing to offload them, since trading fees can wipe out any profit Proceeds are handed to a big range of … Read more
Buying a fund that invests overseas but mitigates negative currency moves rather than just them riding out sounds like a good idea on the face of it. But individual investors are routinely warned off using the ‘currency hedged’ versions of funds, because it involves making tough judgement calls that professionals often get wrong. Don’t fancy … Read more
Is your new decade resolution to get rich – or richer, at least – and are you ready to do some serious saving to reach your goal? The best way to maximise savings is to invest them in stocks, which involves risk but has proved the most reliable and time-tested method to generate inflation-beating returns … Read more
Investment manager Vanguard slashes tracker fees as it launches a price war to cash in on Woodford scandal By James Salmon for the Daily Mail Published: 22:42 GMT, 22 October 2019 | Updated: 10:16 GMT, 25 October 2019 One of the world’s biggest investment managers has today launched a fund price war in the wake … Read more
The rise of DIY investing has delivered a revolution in the way investors buy shares, investment trusts and funds – offering them huge savings through online brokers. It’s easy to invest in a stocks and shares Isa, self invested personal pension, or standard trading account online and start putting your money to work, without the … Read more
With stock market uncertainty lying ahead over global trade wars, oil price shocks, recession worries and Brexit, where should investors turn who are looking for a safe place for their money come rain or shine? The Mail on Sunday has crunched the numbers, with the help of experts at broker AJ Bell, to bring you … Read more
Is Goldman Sachs coming to Britain’s DIY investing market? Marcus is rumoured to be planning a stocks and shares Isa By George Nixon For Thisismoney.co.uk Published: 14:37 GMT, 26 September 2019 | Updated: 14:37 GMT, 26 September 2019 A year on from shaking up the savings market with its Marcus account, Goldman Sachs appears to … Read more
Hargreaves Lansdown, the UK’s largest DIY investing platform, announced the removal of its exit charges today and called for all its rivals to do the same. The move follows the lead of Interactive Investor and Fidelity, which have already scrapped the controversial fees that hinder competition by putting a barrier up for investors who want … Read more
Doctors turning down overtime and taking early retirement because of insane pension regulations have grabbed attention in recent days. But as investors, we are all enmeshed in this tangled web. Chancellors, tax officials and Treasury bureaucrats, intent on preventing tax avoidance, have created a complex mess, with opaque rules and severe penalties awaiting those who … Read more
There’s always a scramble to invest at the end of the tax year — and I’ve never really understood it. Those who are self-employed or receive bonuses might have to make a guesstimate of their annual income if they invest early, but delaying until the last minute has always felt like a missed opportunity. Research … Read more
There’s more to choosing an investment fund than deciding on a manager, your favoured spot in the world and the level of risk. One choice that is not often highlighted is the type of fund. Fund types include unit trusts, open-ended investment companies (Oeics), investment trusts and exchange-traded funds. All types of fund give investors access … Read more